Top Five Things that can go wrong you expect to be covered by your homeowners insurance

Drawn from the Travelers 8 year study of claim reports

77% of claims in order

Wind  24%   < High winds> -tree, roof, walls damage or worse

Water   20% < non-weather> -Plumbing, sewer or appliance

Hail       16%     roof damage, siding or windows

Wind    11%  < Weather related> –  leaky roofs, frozen pipe, or ice dams

Theft     6%    Break ins

The remaining 23% are a variety of claims